Crop Boost Loan.
More Inputs, More Harvest – Finance your farming essentials and boost productivity.
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2000+
Projects Financed
AgriTech Upgrade Loan.
Mechanize & Maximize Productivity – Upgrade your tech, upgrade your yields.
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Cooperative Development Loan.
Stronger Together, Greater Success – Boost your farmer group's capacity.
Apply LoanLoan Products
1
Crop Boost Loan
Maximize your harvest with Crop Boost Loan. Secure funding for top-grade seeds, fertilizers, and crop protection, ensuring healthy crops and higher returns at harvest.
2
Pre-Harvest Cash Flow Loan
Bridge the gap between planting and profit with Pre-Harvest Cash Flow Loan. Get the cash flow you need to cover farm costs and sell at peak prices for maximum profits.
3
AgriTech Upgrade Loan
Modernize your farm with the AgriTech Upgrade Loan. Get financing for new irrigation, machinery, and technology to boost efficiency, increase yields, and grow profits.
4
Climate Resilience Credit
Future-proof your farm with Climate Resilience Credit. Secure funding for drought-resistant seeds, water-efficient irrigation, and sustainable farming techniques to protect your land and increase resilience.
5
Livestock Growth Loan
Grow your livestock business with the Livestock Growth Loan. Get financing for quality animals, improved housing, and veterinary care to boost productivity and profitability.
6
Women’s Agri-Empowerment Loan
Empowering women, strengthening communities! The Women’s Agri-Empowerment Loan helps female farmers secure funding, scale their farms, and build a sustainable future.
7
Cooperative Development Loan
Strengthen your cooperative with the Cooperative Development Loan. Get funding to upgrade storage, invest in processing facilities, and improve services for higher collective profits.
8
Seed & Input Credit
Secure the best farm inputs when you need them most with the Seed & Input Credit. Invest in top-quality seeds and fertilizers today—repay after harvest!
9
Post-Harvest Market Credit
Don't sell low—sell smart! The Post-Harvest Market Credit gives you the flexibility to store your produce and sell when prices peak for higher earnings.
AI-Powered Agricultural Finance
We leverage cutting-edge AI and farm data to provide transparent, collateral-free financing for farmers. Our credit scoring system analyzes your production records, soil conditions, and market data to offer personalized loans that match your farm's needs.
Your farm records, productivity, and transaction history determine your loan eligibility—no land titles needed.
Get instant decisions with our smart credit scoring—no delays, no paperwork, just quick access to funds when you need them most.
Our repayment plans match your harvest cycles, ensuring you never struggle with payments during low-income seasons.
Invest in better inputs, irrigation, and climate-smart solutions for higher productivity and bigger profits.
Reliable Credit for Farmers
Shamba Records helps you grow with data-backed microloans. We analyze farm data to provide transparent and fair financing.
Our AI-powered credit scoring system helps you access funds without guesswork, providing confidence to lenders and farmers alike.
Shamba Records isn't just a lender; we're a partner in your farm's success. Grow with confidence and thrive.
4.8
Customer Rating
5+ Years
Helping Farmers Grow
Farming should be rewarding. Let Shamba Records give you the financial power to grow. Apply Now & Secure Your Future!
Frequently Asked questions
How do I repay my loan?
🔄 Flexible & harvest-aligned repayments! We understand that farming is seasonal, so our repayment plans are designed to match your harvest cycles and cash flow.
What if I have challenges repaying my loan?
🤝 We’re here to support you! If you’re facing difficulties due to unforeseen circumstances, reach out to us. We offer grace periods and restructuring options to help farmers stay on track.
Is my farm too small to qualify?
🌱 No farm is too small! Whether you own half an acre or a large-scale farm, our credit solutions are tailored for all types of farmers—from crop growers to livestock keepers and agribusiness owners.
Do women and youth qualify for loans?
👩🌾 Absolutely! We believe in empowering women and young farmers by offering equal access to financing, ensuring they have the capital needed to succeed.
How does Shamba Records determine my loan limit?
📊 Your farm productivity, records, and sales trends help us determine the right loan amount for you—ensuring that you borrow only what you can manage comfortably.
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